Find Your Home - North Suburban Homes for Sale
Collect Your financial information (Pay stubs, Tax Returns, Bank Statements)
Meet with a lender/mortgage consultant to get the process going and determine your budget.
I always recommend getting a second opinion. It pays to shop for mortgage rates. I have referrals.
Review Good Faith Estimates (GFE's) and decide who to work with.
With budget in mind, figure out all of your housing requirements
Bedrooms, bathrooms, Yard, Garage, School District
Your agent will help you perfect your search on the Edina Realty web site.
Share your favorites with your real estate agent.
Once you have focused your search and identified some favorites, it is time to schedule the showings.
Be ready to write an offer.
What to look for: Neighborhood upkeep, Condition of the Roof and Exterior,
Condition of the Basement, Driveway, yard and sidewalks
Mechanicals, Electrical and Plumbing
Don't get hung up on paint colors and cosmetics that can be easily changed.
What to Include in the Purchase Agreement.
Price; Closing Date; Special Assessments and Taxes
Personal Property; Financing; Inspection Contingency,
Disclosures, Closing Costs, Arbitration, Addendums
Paid for by the Buyer
Terms and Timelines defined in the Purchase Offer
Accept findings or negotiate repairs