Find Your Home - North Suburban Homes for Sale

 Call me with questions or suggestions    for lenders.  Connie Feil - 651-592-3656




CREDIT SCORES

 Equifax
 P.O. Box 740241
 Atlanta, GA  30374-0241
 800.685.1111
 www.equifax.com/creditreport


 Experian
 P.O. Box 9701
 Allen, TX  75013
 888.397.3742
 www.experian.com/creditreport

 Trans Union
 Consumer Disclosure Center
 P.O. Box 2000
  Chester, PA  19022
800.888.4213
www.transunion.com/creditreport

Financing Your Purchase


Review Your Credit Report

When you are preparing to purchase a home, be prepared for lenders to take a close look at your financial history.  This includes income, credit cards, car loans, debts and assets.  You will be asked to disclose to your lender all of your outstanding debts - including financial obligations such as credit card balances, alimony and child support payments, and medical bills.  Lenders will also want to see how much money you have in savings and check accounts, and will want to know where you have money for your down payment.  It is a great idea to review your credit report before you start looking for a home.

​Check out your credit through one of these sources before you gothrought the pre-approval process.  Take steps to correct any errors on the report before it effects your mortgage application.